We here at 1st Time Home Buyer (dotcom) are dedicated to the beliefs and values associated with empowering people to be able to take advantage of funds made available to assist them in becoming home-owners!
We think everyone should be able to own, not rent. Equity is a heck of a great thing to take advantage of.
Stop throwing money out the window each month and start watching the value of your equity in your own home grow.
We are not a lender. We simply coach you on how to find a lender who will help you more than a normal bank with respect to helping you through the process and actually working for you and on your behalf to GET YOU APPROVED for the forgivable or free money available in the form of Grants and Bonds.
You could potentially receive as much as 20%, but in most cases around 15% of the purchase price towards a home based on your income, debt, household size and the location of the home you want to buy.
For instance, a 15% grant would equal $15,000.00 towards a $100,000.00 house; bringing the purchase price you would get a mortgage on down to only $85,000.00 from the initial $100,000.00. In this hypothetical scenario you would only need to bring 2% of the the $85,000.00 to closing. Meaning, your down-payment could be as little as $1,700.00 or even less after the seller pays closing costs and fees!