A FTHB is a First Time Home Buyer,
(AKA 1st-Time-Home-Buyer, 1stTHB, 1stHB, & 1HB)
The funny thing is, when your lender applies on your behalf to receive Grant or Bond money, there are a few loopholes around actually being a literal first time home buyer.
FTHB LOOPHOLE #1:
Single Moms and / or Dads with Kids, you are in luck!
If you don’t currently have your name on a title to a property; and you are a parent, you are considered a First (1st) Time Home Buyer.
FTHB LOOPHOLE #2:
It’s been 2 years since your name was on a title.
Sold a property and rented or lived without owning for 2 years?
Maybe you split up with your partner, sold the house, and have been renting for 2 years.
If it has been 2 years since you owned and/or had your name on a title; you are also considered a First Time Home Buyer!
Would you like to ask questions from a 1stTHB advocate?
Just fill out the form below.
Please feel free to ask questions here. We’ll do our best to answer within 24 hours during business days and also on weekends if we can find the time!
Your questions and feedback are very important to us!
We’ll add the questions and answers to our FAQ page and with your help; it will be a fantastic resource for first time home buyers!
Reach out to us for assistance, coaching & help being pointed in the right direction. We look forward to your questions.